Echeck

eCheck, or electronic check, is a digital version of a traditional paper check. It allows businesses to withdraw money directly from a customer’s bank account using the Automated Clearing House (ACH) network. This method is secure, reliable, and often more affordable than credit card payments. With eCheck, businesses can streamline their payment process and offer customers an easy, convenient way to pay.

Cost Effective Transactions

Lower Processing Fees

eCheck transactions generally cost less than credit card payments. This helps businesses save money on processing fees, which can add up over time.

eCheck payments carry less risk of chargebacks because they pull funds directly from the customer’s bank account, offering more security for businesses.

Streamlined Payment Processing

Faster Clearing

eChecks clear faster than traditional paper checks, usually within 3-5 business days, improving cash flow for businesses.

Manage payments for multiple locations from a single interface, giving you better control and oversight of all transactions across your enterprise.

Convenient for Customers

Easy Payment Option

Customers who prefer not to use credit cards can pay directly from their bank accounts with eCheck, making it a simple and secure alternative.

eChecks are accepted by most banks and financial institutions, giving customers a flexible, widely available payment option.

Why Discount Payments is Good for eCheck

At Discount Payments, we make implementing eCheck simple and beneficial for your business. Our eCheck solution is designed to offer seamless integration, transparent pricing, and reliable support. With us, you can enjoy:

Seamless Integration

Our eCheck system easily integrates with your current payment processing setup, allowing you to start accepting eCheck payments without any disruptions.

Transparent Pricing

We believe in clear, straightforward pricing with no hidden fees. You’ll know exactly what you’re paying for and how much you’re saving by using eCheck.

Dedicated Support

Our team is available to assist you every step of the way, from setup to ensuring your business remains compliant with all regulations and standards.

Security & Compliance

eCheck payments come with high levels of security and are fully compliant with financial regulations. At Discount Payments, we ensure that your transactions are protected and your business follows all required rules. Our system offers:

Our eCheck solution fully complies with NACHA regulations, which govern the ACH network in the U.S. We ensure that every eCheck transaction meets these standards.

All eCheck payments are encrypted to protect sensitive customer information, ensuring your transactions remain secure and compliant with data protection standards.

We offer built-in fraud detection and prevention tools to safeguard your business from potential risks, giving you peace of mind with every transaction.

Frequently Asked Questions About Echeck

Typically, eCheck payments take 3-5 business days to clear. This is faster than traditional paper checks and provides a reliable timeline for businesses to receive funds.

Yes, eCheck is a great option for businesses that need to set up recurring payments. It’s ideal for subscription-based services or businesses that bill customers regularly.

While there are usually no hard limits, some banks or processors may impose caps based on their policies. We recommend checking with your processor or bank to ensure you can process the amounts needed for your business.

Rates

We offer simple rate plans with no hidden fees or extras of any kind. Just simple cost-plus pricing that is as transparent as it is good for your business. 

As Low As

0.10%

Above Interchange

  • Ideal for retail stores, restaurants, and local service providers

  • No hidden fees and ultra transparent pricing structure

  • Secure and reliable point-of-sale solutions

  • Competitive transaction fees tailored for in-person sales

As Low As

0.30%

Above Interchange

  • Perfect for online retailers, subscription services, and remote sales

  • Low transaction fees for online and phone payments

  • Secure encryption and fraud prevention measures

  • Easy integration with your existing e-commerce platform

As Low As

0.50%

Above Interchange

  • Best suited for industries such as travel, gaming, and CBD sales

  • Specialized rates designed for high-risk industries

  • Enhanced fraud protection and chargeback management

  • Tailored solutions for unique business needs

Get Started Today

Ready to simplify your payment processing and enhance your business operations? Our tailored solutions are designed to save you time, boost customer satisfaction, and protect your business from security risks. Whether you run a small local shop or a large enterprise, we have the right tools for you.

What Our Clients Say

“Convenient”

“As a restaurant owner and operator I’ve seen it all but these guys had the most convenient payment solutions of all time and no one could even come close to their rates. Thanks DP!”

Justin T. – J’s Eatery

“Great Rates”

“The team at DP are the absolute best! They got me the best rate I’ve ever seen in 30 years of doing business and they made making payments for my customers a breeze!”

 

Alan H. – UT Window Experts

“Phenomenal”

“Started a new business online and these guys helped get me setup to take payments in hours! It was amazing and the rates and service are phenomenal!”

Peggy C. – Grandin

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We’re Waiting To Help You

Get in touch with us today and let’s get your payment systems up and running.

Contact Us