Ready to start accepting credit cards for your business? At Discount Payments, we make signing up for merchant payment processing quick, easy, and transparent. No hidden fees, no long contracts – just simple payment solutions that help your business grow.
Why Choose Discount Payments for Your Business?
When you need a payment processor, you want one that’s honest, reliable, and affordable. That’s exactly what we offer. Here’s why businesses trust us:
- Crystal clear pricing – What we quote is what you pay
- No long-term contracts – Stay with us because you want to, not because you have to
- Next-day deposits at no extra cost
- 24/7 customer support from real people who care
- Free equipment options for qualifying businesses
Our Simple Sign-Up Process
Getting started takes just three easy steps:
- Fill out our simple application – Takes less than 5 minutes
- Get approved quickly – Most applications are approved within 24 hours
- Start accepting payments – We’ll help set up your equipment and you’re ready to go
There’s no complicated paperwork or long waiting periods. We’ve streamlined everything to get you up and running fast.
Choose the Right Plan for Your Business
We offer tailored solutions for different types of businesses:
| Business Type | Rate | Features | Best For |
|---|---|---|---|
| Brick & Mortar | As Low As 0.10% Above Interchange | • Free POS app<br>• Countertop terminals<br>• Mobile card readers<br>• Next-day funding | Retail stores, restaurants, salons, and other businesses with physical locations |
| Internet & Phone | As Low As 0.30% Above Interchange | • Shopping cart integration<br>• Virtual terminal<br>• Recurring billing<br>• Fraud protection | Online stores, subscription services, and businesses taking orders by phone |
| High Risk | As Low As 0.50% Above Interchange | • Specialized underwriting<br>• Chargeback prevention<br>• Enhanced security<br>• Custom solutions | Travel agencies, CBD sellers, gaming businesses, and other high-risk industries |
Not sure which plan is right for you? Our payment experts can help you choose the perfect solution for your specific needs.
Equipment That Works for You
Depending on your business type, we offer a variety of payment processing equipment:
- Smart Terminals – All-in-one devices with touchscreens and built-in receipt printers
- Mobile Card Readers – Accept payments anywhere using your smartphone or tablet
- Virtual Terminals – Process payments through your computer for phone or mail orders
- POS Systems – Complete solutions that handle payments, inventory, and customer management
All our equipment supports EMV chip cards, contactless payments (like Apple Pay and Google Pay), and traditional magnetic stripe cards.
What You Need to Apply
Getting started is easier than you might think. Here’s what you’ll need to apply:
- Basic business information
- Your EIN (Employer Identification Number) or SSN
- A business checking account
- Processing history (if you’re switching from another provider)
That’s it! No lengthy business plans or complicated financial statements required.
How Our Pricing Works
While many payment processors hide fees in the fine print, we believe in total transparency. Here’s how our simple pricing works:
- Interchange Fee – This is what card networks (Visa, Mastercard, etc.) charge for every transaction. It varies by card type and is the same for all processors.
- Our Markup – This is what we add on top, starting as low as 0.10% for in-person sales.
- No Hidden Fees – We don’t charge extra for:
- Monthly statement fees
- PCI compliance fees
- Application fees
- Setup fees
- Early termination fees
You’ll always know exactly what you’re paying with us.
Comparing Popular Features
Here’s how we stack up against other popular payment processors:
| Feature | Discount Payments | Square | PayPal | Stripe | Clover |
|---|---|---|---|---|---|
| No long-term contract | ✓ | ✓ | ✓ | ✓ | ✕ |
| Free equipment options | ✓ | ✕ | ✕ | ✕ | ✕ |
| Next-day funding | ✓ | For a fee | For a fee | For a fee | For a fee |
| 24/7 phone support | ✓ | ✕ | ✕ | ✓ | ✕ |
| No monthly fees | ✓ | ✓ | ✕ | ✓ | ✕ |
| Transparent pricing | ✓ | Partial | ✕ | Partial | ✕ |
| High-risk merchants | ✓ | ✕ | ✕ | Limited | ✕ |
Questions Our Customers Often Ask
Q: How long does the application process take? A: Most applications are processed within 24 hours, and you can start accepting payments right away after approval.
Q: Do I need to buy new equipment? A: Not necessarily! We can work with equipment you already have, or we offer free equipment options for qualifying businesses.
Q: Can I keep my current business bank account? A: Absolutely! We’ll link your payment processing directly to your existing business checking account.
Q: What if I need help setting things up? A: Our support team will walk you through the entire setup process, from connecting equipment to processing your first transaction.
Q: Is there a contract or cancellation fee? A: No. We never lock you into long-term contracts, and there are no fees if you decide to cancel.
Ready to Get Started?
Signing up for merchant payment processing has never been easier. Apply today and join thousands of satisfied business owners who trust Discount Payments with their transactions.
Call us at (800) 954-6791 or click the Apply Now button to start your application. Our payment experts are standing by to answer any questions you may have.
Start accepting payments the right way – with honest pricing, excellent service, and no hidden fees!
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